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Ground LeaseCalculator

Analyze ground lease economics for your property. Calculate ground rent, capitalized value, and understand the financial structure of 99-year leases.

99-Year Analysis
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Calculate the income potential of creating a ground lease on your land.

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Your Land Details

Enter information about your land to estimate ground lease potential.

$

Enter the estimated market value of the land only (not including building).

%

Typical range: 4-6% of land value. We'll estimate based on property type if left blank.

%

Many leases include fixed annual escalations or CPI-style increases; this tool models a fixed annual rate.

Rent Resets (Optional)

Models periodic re-appraisals where rent resets to a % of appraised land value.

Ground Lease FAQ

A ground lease is a long-term land lease arrangement, typically 49-99 years, where a landowner (ground lessor) leases land to a tenant (ground lessee) who develops or operates improvements on the property. The tenant pays ground rent and owns the building, while the landlord retains ownership of the land and receives the improvements at lease end. This structure is common in Manhattan for institutional-quality real estate.

Ground rent is typically calculated as a percentage of the land value, usually 4-6% annually depending on market conditions, location, and lease terms. For example, a $50M land parcel with a 5% ground rent factor would generate $2.5M in annual ground rent. The rent often includes periodic resets or escalations tied to CPI, reappraisals, or fixed percentages.

Ground leases allow landowners to retain long-term ownership of valuable land while generating steady income. Benefits include: steady cash flow without property management responsibilities, retaining the underlying asset for future generations, potential appreciation participation, favorable tax treatment on land vs. building, and eventual ownership of improvements at lease end (reversion value).

Ground lease tenants benefit from: lower upfront capital requirements (no land purchase), lower property taxes (only on improvements), potential for better returns on invested capital, access to prime locations that might otherwise be unaffordable, and financing advantages in some cases. Developers can deploy capital toward building improvements rather than land acquisition.

In Manhattan and NYC, ground leases typically range from 49 to 99 years, with 99-year leases being the most common for institutional-quality assets. The lease term affects both ground rent rates (longer terms often mean lower rates) and financing availability (lenders generally require at least 30-40 years remaining on the term).

Robert Khodadadian and Skyline Properties have closed numerous ground lease transactions totaling over $200M+ in value. Our expertise includes structuring new ground leases, ground lease buyouts, subordination negotiations, and identifying off-market ground lease opportunities. We work with both landowners seeking to create ground leases and tenants seeking leasehold positions.